Pontchartrain Home Center is approved with many national and local banks, credit unions, and mortgage companies to get you the financing you need to purchase your home. Call today and speak with our in-house finance consultant. She can help you with every step of the loan process – getting you the best rates and terms possible. Submitting a Credit Application is the first step in the loan application process. The credit application attached is approved with the majority of our lenders, and will save you time in moving on to the next step in securing an approval for your purchase.